Terms & Conditions for QuickFinz
Introduction
Welcome to QuickFinz, a brand of Kwickzen Services Private Limited. By accessing or using our platform, you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully before using our services.
1. Definitions
QuickFinz: Refers to the technology platform provided by Kwickzen Services Private Limited for facilitating communication between lenders and borrowers.
Lender: Banks, Non-Banking Financial Companies (NBFCs), or other financial institutions offering loan services via the QuickFinz platform.
Borrower: Individuals or entities seeking loans who use the QuickFinz platform to connect with lenders.
Lending Service Provider (LSP): Entities that onboard with QuickFinz to facilitate loan services to borrowers.
OCEN: Open Credit Enabled Network, a framework within which QuickFinz operates.
2. Nature of Services
QuickFinz is a technology provider facilitating communication between lenders and borrowers. QuickFinz does not provide loans or act as a lender.
Our platform aggregates various lenders who offer their services to the visitors of our application.
QuickFinz does not charge borrowers for using the platform to connect with lenders.
3. User Obligations
By using QuickFinz, you confirm that you are legally eligible to enter into a contract and are not prohibited from using the platform under applicable laws.
Users must provide accurate, current, and complete information during the registration process and update such information to maintain its accuracy and completeness.
4. Platform Usage
Lenders and LSPs connect to QuickFinz using the OCEN model to offer their services.
LSPs are responsible for collecting loan applications through UTM and QR codes provided by QuickFinz.
Users agree to use the platform for lawful purposes and not to engage in any activity that disrupts or interferes with the platform’s operation.
5. Fees and Charges
QuickFinz does not charge borrowers any fees for the convenience offered by our platform.
Any fees charged by lenders or LSPs for their services are independent of QuickFinz and are subject to the respective lender or LSP's terms and conditions.
6. Limitation of Liability
QuickFinz is not liable for any loss or damage arising directly or indirectly from the use of our platform or from the interactions between lenders and borrowers.
QuickFinz does not guarantee the approval of any loan application or the terms of any loan offered by lenders. It’s completely lender’s decision based on their policy to approve or reject any loan application.
7. Privacy Policy
Users’ privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
8. Intellectual Property
All content, trademarks, and data on the QuickFinz platform, including but not limited to software, databases, text, graphics, icons, and hyperlinks, are the property of QuickFinz or its licensors and are protected by applicable intellectual property laws.
9. Termination
QuickFinz reserves the right to terminate or suspend access to our platform for any user (Lender, LSP or Borrower) who violates these terms and conditions or engages in any activity deemed harmful to the platform or other users.
10. Amendments
QuickFinz may amend these terms and conditions from time to time. Continued use of the platform following any amendments will constitute acceptance of the new terms and conditions.
11. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of India. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts of Bangalore, Karnataka.
12. Contact Information
For any questions or concerns regarding these terms and conditions, please contact us at:
Registered Office:
NO 220, 2ND PHASE, DOMLUR 2ND STAGE, Bangalore North, Bangalore-560075, Karnataka
Corporate Office:
Durga Abason, Ra 423, Nabapally, Pole – 02/521, Sector – IV, Kolkata, West Bengal, 700098
Email:
Website:
www.quickfinz.com